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Bank Account: your personal checking and/or savings in an institution for managing and safeguarding money. If you have little or nothing there, your emergency preparedness plan will probably go begging. Another part of overall preparedness is to have no less than one year’s net income in savings. Ideally, 10 percent of this will be held out in gold coins, diamonds, or other valuables. The overall purpose is to prepare for personal or national economic disaster leading to periods of chronic or massive unemployment. Gold and valuables are a cushion against bank collapse, devaluation of the dollar, and/or massive inflation. In order to accomplish this savings goal, you must carefully measure your needs, budget, bargain, and save. Increase your income faster than the rate of inflation. Learn to do more with less. Buy with cash or join a barter trade club. Invest wisely. There are also five categories of things to do to fight inflation and thereby help put more money into your bank account. These are listed below with accompanying ideas for savings. You can do the first four yourself. The fifth includes recommended political type actions to be initiated via your elected representatives.

Reduce Your Food Costs
Shop the sales
Buy in season
Plan meals
Avoid impulse buying
Use unit pricing
Buy house brands
Avoid frills
Comparison shop
Limit convenience foods
Do not buy junk
Avoid fortified products
Slice it yourself
Buy fresh
Buy direct from larmers, or
Join a food co-op
Store properly
Plant a garden
Use leftovers
Do not eat too much
Pack your lunch
Eat a balanced meal

Save Energy
Insulate
Caulk
Weatherstrip
Install storm windows
Use window shades properly
Add storm doors
Adjust thermostats
Dress for the season
Conserve hot water
Conserve electricity
Use the sun
Buy a gas efficient car
Drive 55
Tune your engine
Car pool
Use public transportation
Consolidate trips
Telephone ahead
Check operating cost
Study the market
Choose products wisely
Buy durable Product

Lower Your Health Care Expenses
Compare fees
Know your doctor
Use common sense
Be patient
Get a second opinion
Reduce hosoital time
Avoid unnecessary X-rays
Take care of yourself
Practice prevention
Shop for health insurance
Know your medicare/medicaid
Get an annual checkup
Buy prescription drugs by generic name
Do not smoke
Do not use addictive drugs
Exercise - it is good for mind and body

Think Economy in Housing
Inspect before buying
Bargain
Ask for a warranty
Get a written contract
Check the builder
Buy quality
Ask about special assessments
Get 3 estimates for repairs
Shop lor a loan
Limit settlement costs
Check HUD programs
Know your realtor or sell it yourself
Study alternative housing (condos, co-ops, mobile homes, rentals, underground homes) Plan space
Build it yourself
Use an energy efficient design

Plug The Holes In Our Economy
Increase worker productivity
Limit creation of new money
Bridle the National Debt
Establish spending and resource priorities
Use zero-base budgeting
Conduct cost benefit analysis of government programs
Reduce imports
Increase exports
Stop over-regulation, waste, and corruption
Cut the paper burden
Defeat big spending politicians
End manipulation of supply and demand
Consider consequences of new programs
Curb old program growth with sunset laws
Solve the energy crises
Stop deficit spending
Practice conservation of resources
End taxation of interest on savings
Automatically adjust tax rates to allow for inflation
Curtail federal give-away programs to cities and state

Belief: mental conviction or acceptance of truth of anything without certain proof. It has been proven time and time again that man cannot easily or long survive any ordeal unless he has a belief in God or some higher authority. This fact seems to be regulated or influenced by the natural survivor instinct. Most men therefore seek after religion or some ideology to help fulfill the need for a belief. Those who are without belief seem to die quickly when confronted by any traumatic experience. Belief is the cement of civilization and the father of survival. But you must build on a solid foundation. Avoid false ideologies and fanatic religious cults based upon the doctrines of man.

Blood Vessel: an artery, vein, or capillary; tubular canals through which blood circulates throughout the body. Blood is the life stream of the human body, and no part of the body can live without it. An adult who weighs 160 pounds has about 5 quarts of blood. Loss of more than a quart can cause serious problems. In a survival situation, you will seldom be able to give or get blood plasma or a transfusion. If your blood vessels really need filling, you have problems. Act to stop the bleeding from your own injury or the injury of another. Apply direct pressure to the wound using a first aid dressing, a clean hand or cloth. Do not stop the pressure until the bleeding has stopped. Elevate the wound. You may also need to use pressure points to stop the bleeding from an artery. Apply pressure between the wound and the heart by pressing a finger on an artery lying close to a bone; e.g. jaw bone, windpipe, shoulder, collarbone, rib, pelvic bone, and so on. In cases of severe limb injury, apply a tourniquet above the wound using a handkerchief, cloth, belt or stocking (never a rope or wire). Tighten the tourniquet by using a stick and twisting just enough to stop bleeding. Seek experienced medical help. Do not loosen the tourniquet until you have the aid of a competent person to close the wound. Treat for shock as required. Loosen clothing. Wrap the person in a blanket, poncho, or groundsheet. Position the injured person level on his side or belly with his head turned to one side. Add one teaspoonful of salt and one-half teaspoonful of baking soda to one quart of water. Let the victim drink as much as he will. Keep the victim warm but not hot.

Communications: the sending and receiving of messages the purpose of which is to coordinate the survival activities of mutually supporting groups of people. Survival communication facilitates group defense and protection after a nuclear attack or anything else that disrupts the usual means of passing information. Just imagine what it would be like with no telephone, no telegraph, no mail, no radio, and so on. The loss of these systems would force the use of alternate means such as runners or couriers. Even therevival of the Pony Express would be a possibility if normal communications remained down for any length of time. These substitute systems would be fairly easy to establish with knowledge of distance factors, possible routes, numbers of people to be communicated with, and possible couriers. Options would only be limited by imagination. Battery-operated short wave radios would be an excellent option that should be used when available. In a hostile situation, enciphered Morse code would be the advised means to send messages. Without this capability, simple voice codes can be devised. The best technique is to chart essential vocabulary and then indicate words by using alpha column indicators along the top and side of the chart. Read left to right and top down. Example: If the word “medic” was in the first column right and fourth column down, the voice relay code for this word would be alpha delta or AD. Both the sender and receiver would need a copy of the classified voice code sheet. These sheets must be kept secret and revised or updated as required to maintain communication security. This is an excellent method to maintain command and control during various major disasters. It can also be used to secure written messages. See the chart following for a sample of the code chart.

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EXAMPLE CODE-CHART FOR VOICE TRANSMISSION

	Alpha	Bravo	Charlie	Delta	Echo	Foxtrot	Golf	Hotel	India	Juliet
Alpha	Go	Nuclear	Send	Four	Fuel	Continue	Medical Supplies	Over	One	Dark
Bravo	House	Friend	Three	East	Attack	Blanket	Two	Message	Clothing	Map & Compass
Charlie	Light	Water	Under	Fire	Stop	Help	Food	South	Airplane	Repeat
Delta	Town	My	Camp	Rec’d	Car	Radiation	Shelter	Seven	Doctor	Will
Echo	Your	North	Five	Enemy	Road	Six	Mile	Need	Bomb	Much
Foxtrot	Direction	Ammo	Location	No	Zero	West	Under-	Hazard	Eight	Map coordinates
Golf	Not	Feet	All Well	Gun	Want	Yes	Nine	Proceed	Signal	Little

Example messages: charlie alpha, foxtrot charlie = Send Help.
Hotel echo and golf charlie = Need Food.

Education: the formal process of learning. The problem is that it can be impeded by various disasters or handicapped by social or economic decline. The numbers of functional illiterates in the United States now shows a dramatic increase. Basic skills such as reading, writing, and arithmetic are on the decline. Our demonstrated ability to be creative and innovative has dropped over the last two decades. The various citizen’s rebellions against higher taxes have all too frequently been targeted against schools. This is largely because school expenses are controlled on a local level, whereas the state and federal budgets are far removed from such strong influence. If social or economic ills can erode the educational process, what will happen in times of real and prolonged emer- gency? The answer is that the total burden for education will probably fall upon the parents. If our society is to survive a major crisis with our intellectual capabilities intact, parents must prepare to assume a teaching role. Such preparation begins with a Records Bank discussed later in this section. This bank should include teaching aides, textbooks, instructor materials, and other educational items. These can then be used as required.

Estate Plan: the design and implementation of concepts for transferring personal possessions and wealth to designated heirs. Additional objectives are to provide for the payment of debts, and the reduction of taxes to the extent allowed by law. Given time, earnings, a capability for saving, knowledge of the law, and knowledge of the date of your death, an estate plan would be relatively easy to design. Moreover, you would not need insurance against the unknown. Since this is not the case, it is usually prudent to join together with other people in the group sharing of risk. This is what an insurance program does. It also guarantees by contract that a specified sum of money will be delivered to beneficiaries (heirs) upon the death of the insured. This provides security as well as a source of money to pay debts, mortgages, and taxes. It may be the only way to assure that your family will continue to have a home, business, or farm. Additionally, it may be the only way to prevent the property from being sold for payment of state and/or federal inheritance taxes. Death is an emergency that we must all prepare for. At a minimum, preparedness includes a will or trust, and some life insurance. Shop for an insurance policy that meets your financial goals. Study the differences in premium rates, dividends, cash values, whole life policies, term insurance, and net cost. Check the record and reputation of several lawyers you might consider for the preparation of your will or trust. Find and use a lawyer whom you can have confidence in.

Family: parents and their children. The eternal foundation of great nations. As goes the family, so goes the nation. Future generations grow strong only by being nurtured in the soil of stable and loving lamilies. While the structure of the family may change, the above principles do not. To survive as a people, we must do those things which foster an environment favorable to the family. The family is now under attack due to social and moral change, as well as economic pressures. Inflation is forcing wives and mothers to work to help sustain the family living standards. They are devoting less and less time to the rearing of their children. Winds of social change have brought me-ism, the seeking of personal goals and pleasures above all else. As a result, the divorce rate has dramatically increased, and there is a multitude of single-parent homes. Children involved in these situations are being reared in an unfavorable environment, and they could adversely change the course of our nation as their numbers grow. Corrective action is needed to better prepare our youth for the responsibilities of marriage. The family is not something that has become whimsical just because divorce has been made easier. Divorce is costly in terms of economics, attitudes, and psychological stability. A throw-away society may not even act to save itself . An immediate solution is to encourage more compatable marriages. Compatability begins with open pre-marital discussion leading to couple mutual agreement on sensitive issues like work, budget, life-style, number of children wanted, sex, religion, location, housing, friends, goals, hobbies, sports, genetics, politics, personality differences, and so on.

Government: the officially constituted ruling body of a nation. Even though every citizen would like to believe his government is without fault, there are certain adverse facts about government which can be used to give some advance warning of impending disaster. A government can work to achieve self-aggrandizment, and it may become self-serving or abusive with the powers thereby collected. Armies are built for the purpose of self-defense but are most often used for aggression. The people are frequently thought to be ignorant of their needs, and government paternalism may prevail. Decisions are all too often made on the basis of emotion rather than fact. Too many governments are only concerned with the general public welfare as it relates to building an economic base from which to collect more taxes. When internal problems occur, the government may attempt to manufacture a greater enemy to distract attention from its failures. And, in the wings, are the power-seekers, potential anarchists, and foreign enemies who await an opportunity to defeat the government in power - in an attempt to replace it with one of their liking. Government is essential, and it is regrettable when any government is no longer deserving of respect.
When a government creates more problems than it solves, it will soon fall into disfavor with its people. And for a time, misinformation will be used in a futile attempt to conceal
failures. Due to one or more of the above factors, changes in government may be brought about via shooting elections, mob elections, rigged elections, bought elections, voluntary cosmetic change, or democratic means. If the current regime is defeated, the cycle is renewed. It seems to make little difference what the political flavor of the government was, or how it came into being. The fundamental contrast is only with extremes. Fortunately for us, democracy is the least extreme and it does give the people an opportunity to control the course of government without resorting to violence. Our republican form of democracy adds a system of checks and balances designed to curb abuses. But most democracies have patterns of weakness that can parallel some of the trends noted above. By observing the cycles of governments, especially those in opposition to each other, some predictions can be made as regards the probability of conflict. And there will nearly always be a period of saber rattling preceding any war. Thus warned, we can better prepare for our survival.

Job: a position or situation of employment without which you cannot gain an income. The possibility of unemployment is a threat to every worker, as well as potential
workers such as our youth. In the last decade, the United States has averaged some 24 million unemployed persons in any 12 month period. Many of these people are seeking new satisfying jobs in a job finding system that places a majority of our work force in jobs they dislike’ This is complicated by the fact that an individual worker cannot easily
transfer his skills to another field without starting at the bottom and working his way back up. Job hunting has become a survival of the fittest situation that often leads to divorce, child abuse, mental health problems, and suicide. Our failure in this area is the cause for many of our social ills.
Various attempted solutions have been less than successful. State employment service offices do not perform well except for jobs at the bottom of the ladder. The odds are strongly against your finding meaningful employment from the help wanted ads. Most private employment agencies make their money by enticing talented managers away from their present employers. Other agencies charge fees for services that do little to help the unemployed find work. Unemployment compensation is the opium of the jobless. If you apply for the benefit, do not slow your effort to find a job. If unemployed, expect a 6 to 9 month struggle to find a job. To find employment you must decide what work you want to do, select the geographic area of your choice, find companies that meet your expectations, and work to get them interested in you. Take stock of yourself and package you as a product. Get help in developing a professional resume which will get your foot in the door. Put the emphasis on accomplishments, using samples of benefits you have produced. Once you get the interview, tell your prospective boss exactly what advantages you can offer him. Be prepared to answer tough interview questions. Example: “What can you do that someone else cannot?
Qualifications being more or less equal, jobs go to the best job hunter. Do your homework. Start with a good jobhunting guidebook like What Color is Your Parachute?, by Richard Nelson Bolles. Consider taking a university sponsored job-getting course like the one given by Catholic University in Washington, D.C. Join with two or three other job hunters with similar skills, and jointly look for work using a team effort. Most importantly, prepare in advance for the possibility of unemployment. There are potential disasters which could create massive unemployment on a worldwide basis. Fill your storeroom and bank account so you can overcome this emergency as required.

Lungs: two saclike organs essential for respiration in man or animal. Located in the thorax area. They need to be filled with air on a regular basis so oxygen can be supplied via the blood to various parts of the body. Problems occur when there is no air or when lungs are filled with something other than air; e.g. smoke, gas, water, etc. Do not worry about getting these things out. It is more important to get air into the lungs. Start mouth-to-mouth breathing on an immediate basis. Turn victim’s head to the side and use your finger to clear the breathing passages. With the victim flat on his back tilt his head back as far as you can. Then pinch nostrils shut. Place your mouth tightly over the victim’s mouth and blow in hard - once every 5 seconds for an adult, and blow gently once every 3 seconds for a child. After each blow, remove your mouthand place your ear over the victim’s nose. Listen to hear air rush out. If you do not hear air, check the air passages again or turn the victim on his side and slap his back. Now start again. If this still does not work cover the victim’s mouth and try mouth-to-nose breathing. Do not stop until the victim is breathing again.

Mental Reserve: the will to continue even when all odds are against you. It is cultivated by gaining knowledge of survival related problem-solutions. If you have carefully read and studied this handbook, you already have such a mental reserve.

Physical Reserve: a demonstrated ability to walk the extra mile, climb another peak, or swim another river after all others have collapsed from physical exhaustion. You achieve this through good food, proper exercise, healthful living, and confidence gained from previous physical achievement. Sports and outdoor activities contribute to the building of this reserve.

Records Bank: a collection of vital records to include history, religion, technology, law, business data, and all the information considered essential to assure the meaningful survival of man. On a small scale, each individual and family should decide which of these types of records they wish to preserve and protect. In the event of a major nuclear attack or other disaster, those who safeguard knowledge can help to quickly build anew as well as use this information for their own welfare. Every radiation shelter should have a small records bank. Plan carefully what you want to store therein. Be diverse in subject matter, e.g. scriptures, dictionary, books of knowledge, how-to books, how-it works books, fundamental laws, a cross-section of technological information, historical collections, family records, and books of games. In these energy scarce times also consider books on producing your own power.

Skills Bank: the occupational and specialized abilities that make you worth your salt as measured in the coin of the land. And those abilities which allow you to preserve, protect, and care for you and yours. You learn by exposure to educational opportunity as well as by doing. General information about several alternative skills should be collected on the shelves of your home library. The objective is to have an immediate access to knowledge that will help you acquire a second occupation if and when you are forced to seek alternative employment.

Spiritual Reserve: that closeness to God, developed through study and prayer, which gives you the knowledge that all trials shall pass and that you shall gain salvation. Through faith, repentance, baptism, and obedience to the Gospel, you also know that you may receive the gift and power of the Holy Ghost to help you overcome your ordeals on earth.

Stomach: pouchlike principal organ of digestion that lets you know when it needs filling. A man can go three weeks without food but the fear and pain of starvation may be constant. It is for this reason that so much has been written about living off the land. There are many rules about what to eat, and what not to eat. One is to avoid eating anything salty, milky, soapy, bitter, oily, or having a smell or burning taste. Another rule says that you should eat a mouthful and wait 10 hours for any signs of stomach pain, vomiting, or diarrhea. If this happens, do not eat. Still another suggests that you watch the animals and eat what they eat. None of these rules are foolproof. As an example, monkeys have been known to eat berries with poisonous seeds. But they separate out the seeds, holding these in their cheek pouches to spit out later. There is no rule to help determine edible fish, and some are poisonous. Many plants are poisonous in any form, while others are poisonous only until cooked. Some parts of certain animals are harmful if eaten. Several kinds of frogs and toads have poison glands. Many mushrooms and certain shellfish are poisonous. The poison sac of poisonous snakes can kill if it is cooked and eaten. All of these many problems have caused writers of survival manuals to dedicate much time and effort to the problem of identification of what is edible and what is poisonous. Somewhere along the line, most people get lost in the problem. What to eat and how to obtain it will be covered in the section on Fundamental Survival Skills. If you think you have eaten anything poisonous, stick two fingers down your throat and force yourself to vomit. Exceptions: take two teaspoonsful of magnesia in water for acids. For alkalis, take a teaspoonful of vinegar in a glass of water. Drink large quantities of water for any oil-derived material like gasoline and kerosene. When food is not fresh, boil 15 minutes to help prevent the danger of botulism food poisoning. And, do not forget that clean handling of food is essential to prevent salmonella food poisoning. Other food poisoning dangers are prevented by only eating food that is fresh or well prepared.

Storeroom: room in which your survival supplies are stored. Several emergency solutions in this handbook suggest that your survival, and the survival of your family, may be dependent upon a one year supply of the basic essentials. Items to be stored include water, juices, food, clothing, blankets and bedding, utensils, first aid and sanitation items, medical supplies, toilet articles, chemical toilet with chemicals, two radios, batteries, lanterns, candles, cookstove, fuels, matches and fire starter, salt, seeds, books with critical information, writing materials, and cooking recipes to match the food you have stored. Also consider a grinder for grinding grain, fire fighting equipment, and items for cottage industries like soap making. Rat poison, insect repellent, rope, guns and ammunition are optional. Some seeds may be sprouted to eat, but a carefully selected assortment of seeds must be saved to plant a garden once the emergency has past. Freeze all seeds, or keep dry and cool.
Seeds for sprouting and eating include various beans, alfalfa, and others. Seeds for your garden should include cereals, vegetables, greens, tubers, and edible wild plants. Flavorings such as vanilla, mint, almond, soy sauce, and bouillon cubes are optional. Check and double check your list for things often forgotten; e.g. soap, matches, toilet tissue, tooth paste, sanitary napkins, and so on. See the Food Storage section for suggestions on meeting basic food needs. Devise a storage system that works for you. Test your system for one week by living totally on your stored food and supplies. Keep an exact record of what you use. Now plan and store your needs for one year. This is the best way to decide what and how much to store. If you feel that you need further guidance in making your overall storage plan, there are several good books on this subject. But you still must develop and use your storeroom to make it work for you. And do not forget that your home fallout shelter should contain a three week supply of food, water, and other essentials. Develop and be prepared to implement a security system for both your storeroom and your fallout shelter.